It can happen to anyone:  You're riding along the expressway when your car starts to shake or slow down.  Pulling over to the side of the road, you realize that your car has stalled and you'll need a tow truck right away.  The only problem is that you don't have any disposable funds.  Don't dismay if you find yourself in this situation.  Use this information so you can get a tow truck even if you're on a budget.

Contact The Vehicle's Manufacturer

The first thing you should do when you find yourself in need of a tow truck when you don't have any money is contact the car's manufacturer.  You may be surprised to find that there are towing benefits available that you may not have been aware of.

This is especially true if you have a late model car.  Many car manufacturers offer free roadside assistance as part of the comprehensive benefit package that comes with the car's purchase.  Your automobile salesman could have told you about this as you were signing on the dotted line, but you may have been so excited and anxious to get into the car that the information went completely over your head.

You can find out if the car's manufacturer offers free towing services by looking in the vehicle's manual for the customer service phone number.  Once the representative answers, be sure to have your vehicle identification number (VIN) handy so they can look up your car and determine if towing services are available for you.

Contact Your Insurance Company

Another step you can take to get towing services on a budget involves your insurance company.  Even if you don't currently have roadside assistance as part of your insurance policy, it may still be beneficial for you to give your insurer a call.

Based upon your tenure with the company, a good premium payment history or at supervisor discretion, your insurance company may be able to waive any waiting periods that exist before you can utilize towing services.  If the insurer can't bypass the waiting period, they may be in partnership with a towing company that is able to offer severely discounted rates to policyholders.

You don't have to remain stranded just because you don't have a lot of money.  When your vehicle breaks down, keep these tips in mind so you can get the towing help, such as Exit 48-24 Hour Repair, that you need as soon as possible.